COMPARE INSURANCE PRICE
Compare Insurance Price.com is offering customers the chance to compare insurance prices for the following types of insurance: compare car insurance, compare van insurance, compare motorcycle insurance, compare travel insurance, compare home insurance, mortgage rate comparison, compare life insurance, compare health insurance, compare pet insurance, compare business insurance and compare wedding insurance. We will be aiming to offer you the chance to look at insurance from a number of the top insurers including Churchill Insurance, Norwich Union, Swinton, HSBC Insurance, Nat West Insurance, Barclays Insurance, Liverpool Victioria, Marks & Spencer Insurance Services, Nationwide Insurance, Yes Insurance, ecar & ebike insurance and many other top insurers. Simply select a number of insurers to obtain quotes and use the advice and articles below to help you get the best deal.
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Compare Insurance Price
Compare Insurance Price website is currently establishing itself to offer customers the opportunity to compare insurance prices for a number of types of insurance policies. In conjunction with our partners, we bring you a wide choice of insurers across a range of insurance types for you to compare insurance prices. We would always recommend the importance of being adequately insured against risk whether it is insurance for your home, vehicle, life, or any travel arrangements you are planning and by comparing insurance prices online you can make sure you are getting the best deal. Most online insurance quotes give an extra discount for buying online so it pays to do your research on the web.
Compare Insurance Price recommend that you check the exemptions and exclusions of any insurance policy to ensure that you are adequately insured against any eventuality that you propose. Always check that you agree with any excess (compulsory or voluntary) that applies to your insurance policy. It is often possible to reduce the cost of an insurance premium with a voluntary insurance excess. It is up to you to decide if this is the right choice for you. Bear in mind that a voluntary excess will have to be paid in the event of a claim so decide carefully whether you want this to ensure you get the balance right between the price of the insurance policy and any voluntary excess or other strategies you opt for to reduce the insurance premium.
Compare Insurance Price have provide the sections below for advice and useful contact numbers if you need to contact the regulatory bodies of the insurance industry. We have also provided a section for pertinent questions that you can ask when buy car, home or travel insurance. These are generally common sense but if you have them to hand it makes you more prepared and will avoid you potentially forgetting to ask something important. These are not exhaustive lists and you may think of other points. Feel free to contact us if you think there is anything else that should be included. For further articles related to comparing insurance see Compare Car Insurance
Compare Insurance Price - Advice for Buying Insurance
- At all times protect your no claims bonus - it is generally worth paying slightly extra every month to retain your no claims bonus - a must if you have established over 3 years no claims bonus.
- If your insurance premium is likely to exceed £1000 per year, it is worth obtaining between 8-10 quotes as you are likely to find a better deal.
- For car insurance quotes, find out whether you are guaranteed a courtesy car. Some insurance companies include it free, others don't guarantee it, and some charge extra. Be sure to ask.
- Only take out additional accidental damage cover if you really need it - insurers will always ask if you want it but saying yes could increase your premium by an additional 25% when the standard cover will probably be enough for your requirements.
- For buildings insurance quotes be aware that re-building costs are not the same as the market value of your home. Generally re-build costs are less than half the cost of your property. iif you over estimate the re-build price you will be overcharged. Never under estimate the re-build cost or you will be not be adequately insured in the event of a claim. ASK your insurers advice about this.
- Never under estimate your contents and possessions. Take a comprehensive and accurate inventory of each room in your home as even old furniture and carpets are expensive to replace. Most people miscalculate their contents when it comes to buying new items to replace what has been damaged or stolen.
- If you go on holiday more than two times in any year, an annual travel insurance policy will probably be more cost effective than buying several single trip policies.
Compare Insurance Price - Recommended Questions
Car Insurance Questions
- Do you look for the best deal from a range of insurers of do you work with just one underwriter?
- Does my policy provide 24 hour assistance for claims and support?
- Can I protect my no claims bonus?
- Can I pay for my policy in monthly installments?
- What is the policy excess?
- Does insurance cover start immediately once I have bought my insurance policy?
- Can I add breakdown cover to my insurance?
Travel Insurance Questions?
- Does the policy cover under 18's for free?
- Is winter sports cover included free in an annual cover policy?
- Can I tailor my policy to include to include Winter Sports, Golfing, Scuba Diving, Baggage or Business Travel options?
- Am I covered if my car won't start or breaks down on the way to and from the airport?
- Will I have access to travel advice on visas and vaccinations before I travel?
- Will I have access 24/7, 7 days a week, 52 weeks a year to a medical emergency helpline?
Home Insurance Questions?
- Do I get any no claims discount?
- Do you provide a bedroom rated insurance policy?
- Does the policy cover accidental loss of metered water?
- Do you cover food in the freezer?
- If my home is deemed unliveable due to damage, does my policy cover the cost of alternative accommodation?
- If I bring a laptop home from work or other equipment, is it covered by my policy?
- Will my garden furniture be covered automatically and if not is garden cover available?
Who Regulates the Insurance Industry?
FSA - Financial Services Authority
In Britain the FSA is an independent non-governmental body who have statutory powers to regulate the financial services industry in the UK. It is financed by the financial services industry and Her Majesty's Treasury appoints the members of it's board. Tel 020 7066 1000 or www.fsa.gov.uk .
Major Insurance Organisations
American Insurance Regulatory Bodies:
| By State A to G | By State H to N | By State N to U |
| Dept. of Community & Econ. Development Alaska Division of Insurance 907-269-7900 Fax 907-269-7910 |
Hawaii Insurance Division Dept. of Commerce & Consumer Affairs 808-586-2790 Fax 808-586-2806 |
New Mexico Insurance Division 505-827-4601 Fax 505-476-0326 |
| Alabama Department of Insurance 334-269-3550 Fax 334-241-4192 |
Division of Insurance State of Iowa 515-281-5523 Fax 515-281-3059 |
Nevada Division of Insurance 775-687-4270 Fax 775-687-3937 |
| Arkansas Insurance Department 501-371-2600 Fax 501-371-2629 |
Idaho Department of Insurance 208-334-4250 Fax 208-334-4398 |
New York Department of Insurance 212-480-2289 Fax 212-480-2310 |
| Office of the Governor American Samoa Government 684-633-4116 Fax 684-633-2269 |
Dept. of Fin. and Professional Regulation Division of Insurance 217-785-5516 Fax 217-524-6500 |
Ohio Department of Insurance 614-644-2658 Fax 614-644-3743 |
| Arizona Department of Insurance 602-364-3100 Fax 602-364-3470 |
Indiana Department of Insurance 317-232-2385 Fax 317-232-5251 |
Oklahoma Department of Insurance 405-521-2828 Fax 405-521-6635 |
| California Department of Insurance 916-492-3500 Fax 916-445-6552 |
Kansas Department of Insurance 785-296-3071 Fax 785-296-7805 |
Pennsylvania Insurance Department 717-783-0442 Fax 717-772-1969 |
| Colarado Division of Insurance 303-894-7499 Fax 303-894-7455 |
Kentucky Office of Insurance 502-564-6027 Fax 502-564-1453 |
Puerto Rico Dept of Insurance 787-304-8686 Fax 787-273-6365 |
| Connecticut Department of Insurance 860-297-3800 Fax 860-566-7410 |
N. Mariana Islands Department of Insurance 670-664-3000 Fax 670-664-2211 |
Rhode Island Insurance Division Dept. of Business Regulation 401-222-5466 Fax 401-222-5475 |
| Connecticut Department of Insurance 860-297-3800 Fax 860-566-7410 |
Mississippi Insurance Department 601-359-3569 Fax 601-359-2474 |
South Carolina Dept. of Insurance 803-737-6227 Fax 803-737-6159 |
| Dept. of Insurance, Securities, and Banking Government of the District of Columbia 202-727-8000 Fax 202-535-1196 |
Montana Department of Insurance 406-444-2040 Fax 406-444-3497 |
South Dakota Division of Insurance 605-773-4104 Fax 605-773-5369 |
| Delaware Department of Insurance 302-739-4251 Fax 302-739-5280 |
NAIC North Carolina Dept. of Insurance 919-733-3058 Fax 919-733-6495 |
Tennessee Dept. of Commerce & Ins. 615-741-6007 Fax 615-532-6934 |
| Florida Department of Financial Services 850-413-2806 Fax 850-413-2950 |
North Dakota Dept. of Insurance 701-328-2440 Fax 701-328-4880 |
Texas Department of Insurance 512-463-6464 Fax 512-475-2005 |
| Office of Insurance Regulation 850-413-5914 Fax 850-488-3334 |
Nebraska Department of Insurance 402-471-2201 Fax 402-471-4610 |
Utah Department of Insurance 801-538-3800 Fax 801-538-3829 |
| Georgia Department of Insurance 404-656-2056 Fax 404-656-4688 |
NAIC New Hampshire Insurance Department 603-271-2261 Fax 603-271-1406 |
State Corporation Commission Bureau of Insurance 804-371-9694 Fax 804-371-9873 |
| Dept. of Rev. & Taxation Ins. Branch Government of Guam 671-635-1817 Fax 671-633-2643 |
New Jersey Department of 609-633-7667 Fax 609-984-5273 |
Office of the Lieutenant Governor Division of Banking & Insurance 340-774-7166 Fax 340-774-9458 |
Austrailian Insurance Regulatory Bodies:
Australian Insurance Institute
1st Floor, 144 Pitt Street
Sydney, NSW 2000
Phone: (02) 9247 1141, Fax: (02) 9252 3180
British Insurance Associations:
| ABI - Association of British Insurers | BIBA - British Insurance Brokers Association | IIB - Institute of Insurance Brokers |
0207 623 9043 or www.abi.org.uk |
0207 623 9043 or www.biba.org.uk |
01933 410003 or www.ib-uk.com |
Canadian Insurance Regulatory Bodies:
| Financial Services Commission of Ontario 5160 Yonge Street Toronto, ON M2N 6L9 1-800-668-0128 (416) 250-7250 |
Manitoba Financial Institutions Regulation Branch Phone: (204) 945-2542 Toll-free: 1-800-282-8069 (in Manitoba) Fax: (204) 948-2268 Email: Insurance insurance@gov.mb.ca |
THE INSURANCE COUNCIL OF MANITOBA Telephone (204) 988-6800 Facsimile (204) 988-6801 |
| Alberta Finance and Enterprise Phone (780) 427-3035 Fax (780) 427-1147 |
Insurance Council of British Columbia Telephone (604) 688-0321 Fax (604) 662-7767 |
Insurance Councils of Saskatchewan (ICS) Licensing (306) 347-0862 Complaints(306) 352-7870 Fax (306) 569-3018 |
| Financial Consumer Agency of Canada Toll-free numbers to call.: For services in English: 1-866-461-FCAC (3222) For services in French: 1-866-461-ACFC (2232) Fax: Toll-free: 1-866-814-2224 For Ottawa area orfrom outside Canada: 613-941-1436 www.fcac-acfc.gc.ca |
New Brunswick - The Insurance Branch General Information: (506) 453-2512 Reception: (506) 453-2512 Fax: (506) 453-7435 Internet Web Site: http://www.gnb.ca/0062/index-e.asp |
Insurance Brokers Association of Ontario Telephone: (416) 488-7422 |
Caribean Insurance Regulatory Bodies:
| IAC CARIBEAN | Jamaica Financial Service Division | Association of Trinidad and Tobago Insurance Companies |
IAC Building, Collymore Rock, St. Michael, 11115, BARBADOS. |
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